Homeownership
First-Time Homebuyer Participating Lender List
SDHDA Participating Lenders originate, process and close all SDHDA First-Time Homebuyer Loans.
Most lenders will pre-qualify you before you purchase a home. Whether you are being pre-qualified or actually applying for a First-Time Homebuyer Loan, it is important to be prepared for the loan interview. The lender may require such things as a copy of the purchase agreement (if applicable), bank statements, pay stubs, tax returns and names and addresses of your creditors. The exact requirements may vary from lender to lender, and you may want to ask what documentation is needed when you call for an appointment.