First time buying?

There’s a program for that. Explore First-Time Homebuyer Loans to take advantage of downpayment and closing-cost assistance and a rate worth buying for.


The Benefits of Buying

There’s nothing like that feeling of calling something your own. SDHDA focuses on giving that feeling to as many South Dakotans as possible. Our homeownership programs offer benefits for first-time buyers and those buying again. From homebuyer education to downpayment and closing cost assistance, explore the many ways to become a homeowner in South Dakota.

First-Time Homebuyer

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Repeat Homebuyer

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Governor's House

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Downpayment Assistance

Home Improvement

Homeownership Tools


Aid Available for Individuals Struggling to Make Their House Payment

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Notice of Public Meeting & Comment Period | Housing and Community Development | Homeowner Assistance Fund

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SDHDA Announces New Options for First-Time and Repeat Homebuyers

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